On Buying a Home {Part 3}

On the 28th, our realtor called me just after 8am freaking out that the figures had still not been changed by the processor and that no one could get a hold of her. To ease the worry, she insisted that we get to the house asap for a walk through. I'm not sure why she felt so strongly about that, but it was nice to go back and take some photos.

By 930 we were certain our 10am closing was not going to happen. Our lender was working really hard to get figures back from the processor and by 10, he had them. But then the last bit had to go through the under-writers for final approval which would take several hours. We went home and continued to pack and load the truck, not knowing where we would be sleeping Friday night. We prayed for the timing to work out perfectly and for our closing to happen.

By 2pm on Friday we had the truck loaded and the house empty. We had a lot of cleaning done, thanks to my amazing mother in law, and decided it was best to head to the other side of town where the title office and our bank were. The most we knew at that point was that we would be closing that day, we just didn't know when yet. So we headed to a bar just minutes from our destinations, had a drink and visited with our awesome help, Patty and Jared. Jared is a long time friend of B's. Patty is my MIL.

We sat with our phones on the table, obsessively checking for new texts and emails. By 330 we'd heard 430 was go time. At 420 it was moved to 445 so we went to the bank and waited for the final numbers for closing. At 448pm, we heard, made our check and bolted over to the title office. We had to be there before 5pm when the doors locked. Really, though, I know they would not have locked us out but we didn't want to chance it.

The sellers were in the conference room waiting for us and we sat there, making small talk until our realtor, lender and the closing agent arrived. That was at 520pm. Then it happened. We signed our papers and made the purchase of our very first home. I'm certain the shock is still wearing off! This is such a surreal moment for us, the most adult-defining event in our lives. Our realtor had a nice gift basket for us at the end and I was so happy I nearly cried, but I couldn't--I was TOO happy!

We called our family and headed back to the bar to celebrate with shots. Then we picked up the truck and met my parents at the house. They brought us food and basked in the new home with us. We could not have been happier. It was finally ours! We unloaded the truck slowly, storing most everything in the garage until the next day. B and Jared didn't finish until 1130pm, at which point I had been in bed for an hour already.

This has been one of the most exciting, challenging, exhausting, thrilling, disappointing, and humbling experience B and I have shared together. We learned a lot about buying homes all while learning a lot about each other and our relationship. We are closer and happier than ever. Really, the best it's been in our nearly 4 years of marriage.

Thanks for all the love and support! I feel bad that we could not share everything along the way, but we just had to do what was best for us. Hope everyone had a great, safe 4th!